Please Read These Terms Carefully Before Using This Site

1. Conditions of Use. This web site ("Site"), its entire contents, all web pages found within this Site, and the materials and information on this Site are provided by RJF International Corporation, and may be used for informational purposes only. By using this Site, you represent that you have read and understand these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this Site, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.

2. Ownership of Materials. Except as otherwise indicated, this Site and its entire contents (collectively, the "Materials"), including, but not limited to, the text, information, material, software and graphics contained on this Site, are either owned or licensed by RJF International Corporation. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. RJF International Corporation makes no proprietary claim to any third party names, trademarks or service marks appearing on this Site. Any third party names, trademarks, and service marks are the properties of their respective owners. Except as provided in the next sentence, the Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way, without RJF International Corporation's prior written permission. You are hereby authorized to view, copy, and print the Materials for your personal, informational, non-commercial, internal use only. Any copy of the Materials or portion thereof must include the copyright notice. You may not (i) modify the Materials or use them for any commercial purpose, or any other public display, performance, sale, or rental, (ii) decompile, reverse engineer, or disassemble software materials, (iii) remove any copyright notice or other proprietary notices from the Materials, or (iv) transfer the Materials to another person. By posting a message or contributing in anyway to this Site, including, but not limited to, sending comments and e-mail to this Site, you expressly grant RJF International Corporation the right to use in any way, copy, republish or sell your message or other contribution as part of its property. RJF International Corporation reserves the right to change, update, discontinue, restrict, or prevent access to this Site or the Materials at any time without notice.

3. Limited License. Subject to the terms and conditions set forth herein, RJF International Corporation grants you a revocable, non-exclusive, non-transferable, limited right to access, use, and display to this Site and the Materials thereon. You agree not to interrupt or attempt to interrupt the operation of the Site in any way.

4. Copyright Notice. © 2011, RJF International Corporation, 3875 Embassy Parkway, Fairlawn, Ohio 44333. All rights reserved.

5. Trademarks. RJF International Corporation products and/or services referenced herein are either trademarks or registered trademarks of RJF International Corporation. Other company names, products and/or services referenced in this Site may be trademarks of their respective owners.

6. Online Privacy. RJF International Corporation uses the information that is collected from the Site to, among other things, better serve its customers. For a complete description of our online privacy policy, see our Privacy Policy.

7. Disclaimer. BY USING THIS SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE AND THE INTERNET GENERALLY.

THIS SITE IS PROVIDED "AS IS". RJF INTERNATIONAL CORPORATION DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, PRODUCT LIABILITY, AND FREEDOM FROM ERRORS, VIRUSES, AND BUGS, OR OTHER HARMFUL COMPONENTS.

RJF International Corporation will not be responsible for any errors or omissions in the Materials or information provided on this Site, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Site or in a hyperlink site.

References to third-parties, their products, and/or services does not imply endorsement by RJF International Corporation thereof.

This Site may contain technical inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in updates of the Site. RJF International Corporation may make improvements and/or changes in the product(s) and/or the program(s) described in this Site at any time without notice.

8. Limitation of Liability. IN NO EVENT SHALL RJF INTERNATIONAL CORPORATION BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION), ARISING OUT OF OR IN CONNECTION WITH THE USE, PERFORMANCE, OR INABILITY TO USE THE SITE OR ANY HYPERLINK, EVEN IF RJF INTERNATIONAL CORPORATION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND ON ANY THEORY OF LIABILITY.

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